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Patient
Billing / Financial Information
At
the Oral Facial Surgery Institute we strive to deliver the
finest care at the most reasonable cost to our patients,
therefore, payment is due at the time service is rendered unless
other arrangements have been made in advance. We gladly accept
cash, check, Visa, MasterCard, Discover, American Express, Wells
Fargo and Care Credit. If you have questions regarding your
account, please contact the billing department at the location
where you were seen:
Mercy
Office: (314) 251-BILL (2455)
Chesterfield Office: (314) 878-ORAL (6725)
Eureka
Office: (636)
938-ORAL (6725)
Kirkwood
Office: (314)
822-ORAL (6725)
Many times a simple telephone call will clear any
misunderstandings.
Please
understand that we are not responsible for your insurance
benefits or for how your insurance company processes your claim.
It is your responsibility to be aware of your own insurance
benefits and network differences. Our staff is here to help you;
however, we strongly suggest that you contact your insurance
company prior to your
consultation in order to understand your specific benefits. We
are happy to help you by submitting your claim as a courtesy to
you. We will send you a monthly statement. Most insurance
companies will respond within four to six weeks. Please call the
appropriate office and ask for the billing department if your
statement does not reflect your insurance payment within that
time frame. If insurance does not pay as much as we expect, you
are responsible for the remaining balance. By the same token, if
your insurance company pays more than we anticipate, we will
gladly give you a refund.
In
some instances, your insurance company may require a
pre-determination of services to help verify your coverage
before surgery. If this is required, it may take anywhere from
six to twelve weeks depending on your insurance company. Again,
this is one reason we ask that you check with your insurance
company or your employer so that you will be familiar with your
plan benefits before your consultation appointment.
We
can make arrangements for a monthly payment plan but that must
be done prior to the actual procedure.
Please remember you are fully responsible for all fees charged by this
office regardless of your insurance coverage.
Care Credit - Financing
As
a service to our patients, we are pleased to offer the
CareCredit card, North America's leading patient payment
program. CareCredit lets you begin your treatment immediately
and pay for it over time with low monthly payments that are easy
to fit into your monthly budget. You can begin your dental care
treatment today and conveniently pay for it over time.
CareCredit
offers a full range of No Interest and Extended Payment Plans
for treatment fees from $1 to over $25,000.
No Interest Payment Plans
-
3,
6, & 12 month plan options [Click
for Details]
-
No
interest if the balance is paid within the specified time
period
-
Low
minimum monthly payments
With
CareCredit, you pay no up-front costs, no pre-payment penalties
and no fees. Plus, CareCredit is a revolving credit line for
additional treatment or add-on charges, without the need to
re-apply. It only takes a few minutes to apply for CareCredit
and you'll receive an online decision in seconds! Apply
now or see our staff for more details.
 WELLS
FARGO
- Financing
As
a service to our patients, we also offer WELLS FARGO financing.
WELLS FARGO lets you begin your treatment immediately and pay
for it over time with low monthly payments that are easy to fit
into your monthly budget. You can begin your dental care
treatment today and conveniently pay for it over time.
WELLS
FARGO offers a full range of No Interest and Extended Payment
Plans for treatment fees from $1 to over $25,000.
No Interest Payment Plans
- 3,
6, & 12 month plan options
- No
interest if the balance is paid within the specified
time period
- Low
minimum monthly payments
With
WELLS FARGO you pay no up-front costs, no pre-payment penalties
and no fees. Plus, WELLS FARGO is a revolving credit line for
additional treatment or add-on charges, without the need to
re-apply. It only takes a few minutes to apply for WELLS FARGO
and you'll receive an online decision in seconds! Apply
now or see our staff for more details.
Financing
provided by Wells Fargo Financial National Bank, a subsidiary of
Wells Fargo Financial.
Wells
Fargo Financial is an affiliate of Wells
Fargo Bank, N.A.
The Oral Facial Surgery Institute
has four convenient locations to meet your needs.
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